Banking in Germany

Now that I've been living in Germany for almost 6 months, I've gotten a better feeling for the differences between life here and in the US. One thing that quickly became apparent was the different approaches to banking. In Germany (and really most of Europe), banking systems seem to be more secure, use the IBAN system throughout the SEPA, and Germans are somewhat distrusting of credit cards.
Image Credit: https://www.flickr.com/photos/dskley/8647962765/